1. Introduction clause

1.1. Applicability

Welcome to TheMariaHorvath.com Site!

The following Terms of Use are entered into by and between You and Maria Horvath Business Consulting (registered at the Dutch Chamber of Commerce under number 85253693 in the Netherlands).

Please read these terms carefully before You start Using the Site: TheMariaHorvath.com.

By using the Site, or one or more of its Services, You accept and agree to be bound and abide by these Terms of Use. If You do not agree with these Terms of Use, please, do not use or browse the Site.

These Terms of Use apply to getting access to and Using the TheMariaHorvath.com Sites (owned by Maria Horvath Business Consulting), and any content, functionality, and Services, paid and free, that TheMariaHorvath.com offers whether You are a guest or a registered User.

To access or use TheMariaHorvath.com, You must be 18 years or older. By using this Site, You represent and warrant that You are of legal age to form a binding contract with TheMariaHorvath.com and meet all of the foregoing eligibility requirements.

1.2. Privacy

Your Use of the Site is also subject to the Company’s Privacy Policy. Please review Our Privacy Policy, which also governs the Site and informs Users of Our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

2. Definitions

Company, We, I, Us, Our: Maria Horvath Business Consulting with its registered principal place of business in Tilburg, The Netherlands and registered at the Dutch Chamber of Commerce under number 85253693 and Our Site TheMariaHorvath.com.

Site: TheMariaHorvath.com and any and all of its associated pages, tabs, landing pages, forms, or sub-pages, online courses, training, membership program pages and masterclass Sites

User, You, Your: a natural or legal person, who is 18 years of age or older, who uses, and browses on the Site, or registers, makes purchases and becomes a customer

Services: all forms of resources, services and products (free and paid) that are offered on TheMariaHorvath.com. This includes documents for download, video content (webinar, masterclass) Services offered for members of the membership program, online courses, and digital training.

Content: all written, visual, video, or audio information, insights, material, and data contained on the Site and in Our Services (free or paid), including, but not limited to, any and all emails received from Us, and any and all written or downloadable material purchased, viewed, or otherwise offered by Us, including, but not limited to, blog posts, graphics, newsletters, designs, documents, information, templates and materials.

3. Use of Our Site and Services, unacceptable behaviour

On the Site and in Our Services, We provide information and content related to social media sales and marketing, business development, small business management and other information (some for free, some paid). We reserve the right to change and alter this content at any time.

We have done Our best to ensure that the information provided on Our Site and in Our Services are accurate and provide valuable information We do not warrant that the information provided is reliable, complete, accurate, or free of errors. We disclaim all liability for any inaccuracy, error or incompleteness in the content.

In order to use and get access to some of the Services and resources on the Site, You may be asked to provide certain registration details or other information about Yourself including (but not limited to) Your name, email address, username and password and other personal information. You agree that all information You give to Us is Yours, only about You, and is always accurate, correct and up to date.

Your account must not be used for any illegal or unauthorized purpose, You must not, violate any laws in Your jurisdiction while Using the Site and Our Services. You agree that all information You Use as part of Our security procedures, such as (but not limited to) logging in to the Site, You treat as confidential, and You must not disclose it to any other person or entity. You also acknowledge that Your account is personal to You and agree not to provide any other person with access to this Site or portions of it Using Your login credentials, or any other security information.

You agree, that if in Our opinion, You have violated any provision of these Terms of Use, We have the right to disable Your account, and any security credentials You provided, such as (but not limited to) Your Username, password or another identifier. You agree and consent to all actions We take, with all the information You provide Us, that is consistent with Our Privacy Policy.

We reserve the right to modify or remove this Site and any Services or material We provide on the Site at Our sole discretion without notice. We will not be liable if the Site (all or any part of it) is unavailable at any time or for any period. We reserve the right to every once in a while, restrict access to some parts, or the entire Site, to Users, and registered Users.

You may use Our Site and Services only for lawful purposes. You may not use Our Site and Services in any way that breaches any applicable local, national or international law or regulation; in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect. You must not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, or otherwise objectionable, contains injurious formulas, or instructions, which encourages conduct that would constitute a criminal offence, or otherwise violate any law. You agree not to transmit or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam) while Using Our Site and Services. You agree not to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware while Using Our Site and Services. You must not advertise any Services that are illegal, immoral or offensive, hazardous, restricted or regulated while Using Our Site and Services.

4. Purchase and order confirmation

You may purchase online products and Services from the Site. In order to make a purchase You are required to register on Our Site and provide information about Yourself including Your name, email address, phone number, username and password and other personal information. You agree that all the information provided through the registration will always be correct, up-to-date and accurate.

You agree to be financially responsible for all purchases made by You or someone acting on Your behalf through the Site. You agree to Use the Site and to purchase Services or products through the Site for legitimate, non-commercial purposes only.

We confirm every order purchase by email, where We send You the details of the Services or product and its delivery. In case there is an error in this email confirmation, You are responsible to contact Us immediately.

In case You purchased a one-on-one personal consulting package We will email You the confirmation of Your purchase with the details of the scheduling of the consultancy sessions, as soon as Your credit card is successfully charged.

In case You purchased access to Our membership program, which is a month-to-month subscription, the membership renews automatically every month and Your credit card will be charged the fees stated at the time of purchase. Price changes may apply at the end of Your membership period. You will have access to the membership program as soon as Your credit card is successfully charged.

In case You purchased an online, digital course, We will email You the confirmation of Your purchase with the details of the access to the course, as soon as Your credit card is successfully charged.

5. Cancellation, account suspension and termination clause

You may stop Using Our Site and Services at any time. You can also suspend Your account, which involves closing Your account and removing Your data.

We reserve the right to suspend or terminate Your account or Your access to all or part of Our Services in case You repeatedly breach these Terms of Use, or We reasonably believe there has been any unacceptable behaviour that creates liability or harm to any Terms of Use, or Our third-party partners or Our affiliates.

All sales of Our Services and digital products are considered final upon We confirm Your purchase.

You have the right to cancel the purchase of Our Services and products in writing (by email or by post) with at least 14 days of notice.

In case You cancel Your order within the cooling-off period, which is 14 days from the day of purchase You are eligible for refunds if:

- You Use Our products and Services as a natural person and not as a business entity

- You agree that within the cooling-off period, which is 14 days from the day of purchase, after receiving Your order confirmation, due to the downloadable nature of Our digital products You will receive the full refund only in case You have not started downloading, accessing, playing and Using any of the digital content from Our online, digital course or membership program. You agree that if You started downloading, accessing, playing and Using any digital content from Our online, digital course, or membership program within the cooling-off period, which is 14 days from the day of purchase, there is no refund.

- You agree that within the cooling-off period, which is 14 days from the day of purchase, after receiving Your order confirmation, in the case of one-on-one personal consulting, if You have already started and completed sessions, You are eligible only for a proportional refund for the remaining of the sessions.

After the cooling-off period, which is 14 days from the day of purchase no refunds will be given.

6. Jurisdiction Clause

Our aim is for You to enjoy Our content, however, if in any case, You have an issue or dispute, You agree to try to resolve it first with Us directly. You can contact Us and share Your feedback by emailing Us at hello@themariahorvath.com.

Any claims arising out of these Terms of Use will be governed by Dutch law. You and We both agree that the courts of The Netherlands will have exclusive jurisdiction.

7. Limitation of Liability Clause

You agree that We will not be liable for any direct, indirect, incidental, consequential, special, or other damages arising out of Your Use of Our Site or Our Services. You also agree that We shall not be liable for any damages related to Our Services, such as malfunction, error, denial of Services, attack, interruption, deletion, defect, delay in operation or transmission, computer virus, or line or system failure.

You also agree that We shall not be liable for any damages related to Your loss of revenue, profits, sales, business, business opportunity, business interruption, anticipated savings, goodwill or reputation, or any indirect or consequential loss or damage. You also agree that We shall not be liable for any damages related to Your data or property, such as unauthorized access, alteration or Use of it, third-party theft, or destruction, regardless of whether such liability arises from negligence or any other theory of legal liability. You also agree that We shall not be liable for any digital content provided by Us causing any damages to Your device or software or hardware or any application.

Our Site and Our Services contain links to third-party Sites and resources. You agree and acknowledge that We are not responsible for the availability, accuracy, content, or policies of any third-party Sites or their resources. You agree that it is Your responsibility to take all risks arising from Your Using these third-party Sites or resources.

You agree to indemnify, defend, and hold Us harmless for any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of any breach by You of any of these Terms of Use, or Your use of or inability to use Our Site or Services, any User postings made by You, Your violation of these Terms of Use or Your violation of any rights of a third party, or Your violation of any applicable laws, rules or regulations.

8. Intellectual Property Clause

Our Site may include information and materials uploaded by other Users of the site, including member profiles, bulletin boards and chat rooms. This information and these materials have not been verified or approved by Us. The views expressed by other Users on Our site do not represent Our views or values.

In case You decide to comment, upload documents or post any information and materials on Our Site You represent that You are the lawful owner of said documents, statements, and/or the information they contain. You must not upload any photos, artwork or other materials protected by copyright, trademark or another proprietary right without the express written permission of the owner of the copyright, trademark or another proprietary right. You agree to be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission and You agree to indemnify Maria Horvath Business Consulting from any claim against Maria Horvath Business Consulting resulting from Your posting of such materials to the site.

By submitting Your comments or submissions, You agree to give Us a license to use them according to Our business needs.

If You wish to complain about information and materials uploaded by other Users please contact Us.

We are the owners of all content (such as but not limited to text, videos, audio, graphics, logos, and images) and intellectual property rights on Our Site and in all the Services We provide. These are protected by copyright laws worldwide and all such rights are reserved. Software and applications Used on the Site and in Our Services are the property of Our suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights.

You agree that You are allowed to read, download or print off a copy of all the content found on Our Site and in Our Services for Your personal Use only.

You must not modify, reproduce, duplicate, copy or alter any part of Our Site and Services, or use any part of it for commercial purposes without asking Our permission.

9. Warranty Disclaimer Clause

You acknowledge and agree that We do not offer warranties, whatsoever, in connection with the Site and Services and/or Your Purchase or Download, these are offered “AS IS” and without warranties of any kind, neither express nor implied, to the extent permitted by law.

The circumstances surrounding each individual are unique, so nothing We say or do, and none of Our techniques, methods and ideas in the materials We offer should be interpreted as a promise or guarantee of earnings, or to experience the same results as other clients do. We have no control over how a person Uses Our products, ideas, and techniques in order to earn money. As such, We cannot guarantee Your success or income level, nor are We responsible for any of Your actions.

10. Clause Concerning Contact Information

At Maria Horvath Business Consulting We are happy to receive Your feedback, questions or suggestions. You can contact Us by sending an email to hello@themariahorvath.com

The Maria Horvath Business Consulting is located in Tilburg, The Netherlands, registered at the Dutch Chamber of Commerce under number 85253693, VAT ID: NL004070404B39.

11. Payment data Clause

When You Purchase or Download one of Our Services from Us or the Site, You may pay by Stripe and iDeal. You agree to give Maria Horvath Business Consulting permission to automatically charge Your credit card for payment when making a purchase. After Your purchase, You will receive an electronic confirmation of your purchase, please, keep it for Your own records.

If You opt to select the pay in instalments option at checkout, You agree that Maria Horvath Business Consulting has permission to automatically charge, without checking with You before each instalment transaction is charged, the amount due on the date(s) agreed upon at checkout.

If Your payment method fails or is otherwise declined, You will be removed from, or cancelled from having access to, Our Services. Please note, in the event, Your payment method is declined at any time, You are still responsible to pay the full cost of Your Purchase.

You agree, that We do not accept any chargebacks (real or threatened). If any chargebacks are placed on a Purchase or Download of Our Services, We will report said incident to the major credit reporting agencies. This may have a negative impact on Your credit report and/or credit score. In case We needed to do so and You would like this report to be removed from Your credit report, please contact Us to arrange for payment owed. Once payment owed is received, We will make the appropriate reports to the credit agencies.

You acknowledge and agree that payment processing companies may have different privacy policies and practices than We do and We are not responsible for the policies of the payment processing companies. As with any online purchase, there are circumstances beyond Our control which may compromise Your credit card or payment method. We are not liable or responsible for any of those circumstances.

You agree that We are not liable for any and all damages that incur as a result of Your payment or Usage of Our payment processing companies and further agree not to claim any damages from Us or them as a result of Your purchase or Use of Our site and its content.

12. Third Party relations, affiliates Clause

Our Site may contain or include Website URL links to third-party or external Websites. Typically, these URL links are provided so that You can directly access a site containing relevant information. Some of the URL links on Our Site are affiliate links. If You click on an affiliate link and make a purchase through this affiliate link, We will receive monetary compensation for advertising, and sponsored collaborations in partnerships with these brands, retailers or PR firms. This monetary compensation or commission is paid by the partners at no cost to You.

Please note We are not liable for any of the information contained on, or within the third-party or external Websites. We are not responsible for the way they handle Your personal information, whether they have a privacy policy or any information You provide to them by visiting their Website. You are responsible for reading and agreeing to or expressing disagreement with, the external Website’s privacy policy or terms & conditions.

This Terms of Use applies from February 2023 until further notice.